Waiting for your tax refund? There are other ways to get cash back all year long
Tax season is often a time of anticipation, as many individuals eagerly await their tax refund. It’s a moment to breathe a sigh of relief and enjoy a little extra cash. However, what if I told you that you don’t have to wait for tax season to get some cash back? There are actually other ways you can get cash back all year long. In this article, we will explore some alternatives that can help you put some money back in your pocket throughout the year.
1. Cashback credit cards:
One of the easiest ways to earn cash back on your regular purchases is by using a cashback credit card. These credit cards offer a certain percentage of cash back on your purchases, which can vary depending on the card. By using your cashback credit card for everyday expenses like groceries, gas, or even online shopping, you can accumulate cash back rewards over time. Make sure to choose a card that best aligns with your spending habits and offers a competitive cash back percentage.
2. Cashback apps:
In the digital age, cashback apps have become increasingly popular and are a great way to earn money on your purchases. Apps like Rakuten, Ibotta, and Honey allow you to earn cashback or receive discounts by shopping through their platforms. These apps often partner with various retailers, both online and in-store, allowing you to earn cash back on selected purchases. Simply download the app, browse through the available offers, make your purchase, and watch your cash back rewards grow.
3. Online surveys and paid reviews:
If you have some spare time and are looking to make a little extra money, participating in online surveys or writing paid reviews can be a great option. There are numerous websites and platforms that offer compensation for sharing your opinion or providing feedback on specific products or services. While it may not be substantial, the cash rewards can start to add up over time, providing you with some additional funds.
4. Cashback websites:
Similar to cashback apps, cashback websites like TopCashback or Swagbucks allow you to earn cash back on your online purchases. These websites partner with various retailers and earn a commission for directing customers to their platforms. In return, they share a portion of that commission with you in the form of cash back. By shopping through these websites, you can easily accumulate cashback rewards on your online purchases.
5. Automatic savings apps:
While not technically getting cash back, automatic savings apps can help you save money effortlessly, which can lead to more cash on hand. Apps like Digit, Acorns, or Qapital analyze your spending patterns and automatically transfer small amounts of money from your bank account to your savings. With time, these micro-savings can turn into a sizeable sum, providing you with a financial cushion or even some extra spending money.
Waiting for your tax refund can feel like a long and arduous process. However, by exploring alternative methods to get cash back all year long, you can find ways to put money back into your pocket beyond just tax season. Cashback credit cards, cashback apps, online surveys and paid reviews, cashback websites, and automatic savings apps are all viable options to accumulate cash rewards or savings over time. So why wait for tax season when you can start earning cash back today?